Architecture
Architecture
Architecture
Don't just own. Earn.

Home-earnership starts here

Home-earnership starts here

Home-earnership

starts here

The Simple Idea

The Simple Idea

The Simple Idea

Should owning a home take 30 years?

We don't believe so. You don't have to be 60 before fully owning your first home.

What if instead of stretching a home loan over decades, you can simply share your homebuilding journey to other homeseekers and earn cash to lighten the load of your monthly payments? What if those you help start their own build also benefit?

It's a simple idea—yet it could literally open the door for millions of Filipinos who've been locked out of homeownership.

Architecture
Architecture
Architecture

The power of community

The power of community

The power of

community

The Financial Solution

The Financial Solution

The Financial Solution

The BAYYANIHAN Program empowers Filipinos to own and earn a home together.

The BAYYANIHAN Program is our hybrid installment and referral program that taps the power of community effort to lighten the load of house payments and make homeownership possible for you in 5 years or less.

Every homeseeker becomes a BAHAYY Home-earner—an owner-agent who can offset or even completely cover their monthly payments simply by helping others start their own builds. As a Home-earner, you can earn up to ₱60,000 in real cash rewards (not points) for every referral. There's no limit to how much you can earn.

Those you help become your KAPITBAHAYY and they benefit from an exclusive ₱10,000 BAYYANIHAN cashback on their own house.

Ready for your home-earnership journey?

How it works

Lock in

Lock in your chosen BAHAYY module with as little as 2.5% downpayment.

Share

Share your unique referral code that your friends can use to get a cashback.

Earn

Earn a cash reward for every friend who uses your code to lock in their BAHAYY.

Quick application

Designed for homeseekers unable to access bank or Pag-IBIG loans, the BAYYANIHAN Program requires less paperwork.

Fast approval

With complete requirements, you can get approved in 24 hours. Once approved, you will receive your unique referral code your friends can use.

Cash rewards

Start sharing your BAHAYY homebuilding journey and help your friends start theirs. Earn a maximum of ₱60,000 for every KAPITBAHAYY you refer.

Eligibility

Eligibility

Eligibility

Who can apply?

To apply for the BAYYANIHAN Program, you have to be:

- Filipino
- At least 21 years old
- An installment buyer

There are no minimum income, minimum job tenure, or collateral requirements.

Requirements

Requirements

Requirements

What do I need?

The requirements are simple:

- Accomplished online form
- Proof of downpayment
- Two (2) valid government-issued IDs

Be sure to completely fill out your form to ensure fast processing and approval.

faq

faq

faq

Answers to your questions about BAYYANIHAN

Who is this program for?

The BAYYANIHAN Program is designed for homeseekers unable to access traditional bank and Pag-IBIG home loans. It provides them an opportunity to own and earn a home in 5 years or less.

Do I have to be fully paid to start?

No. To get into the BAYYANIHAN Program and start earning, you only need to settle a minimum 2.5% downpayment on your BAHAYY.

Can I apply for this if I'm paying in cash?

Cash buyers don't qualify for the BAYYANIHAN Program and are not eligible to receive cash rewards. This is to prevent any abuse of the reward system and ensure ample opportunities for installment buyers.

Are referrals required if I'm paying in installments?

Absolutely not. You don't have to refer other homeseekers if you're paying in installments. You can simply complete your monthly payments as normal.

How do I get my cash rewards?

Cash rewards you earned within the month are released within 3-5 business days after your monthly payment is settled.

Is there a limit to how much I can earn?

Not at all. There's no limit to how much you can earn in cash rewards per month. There are millions of Filipinos priced out of homeownership, the more you can help, the more you can earn.

Does my KAPITBAHAYY have to be on the same lot?

Not at all. The term is figurative. They can build on their own lot.

Who is this program for?

The BAYYANIHAN Program is designed for homeseekers unable to access traditional bank and Pag-IBIG home loans. It provides them an opportunity to own and earn a home in 5 years or less.

Do I have to be fully paid to start?

No. To get into the BAYYANIHAN Program and start earning, you only need to settle a minimum 2.5% downpayment on your BAHAYY.

Can I apply for this if I'm paying in cash?

Cash buyers don't qualify for the BAYYANIHAN Program and are not eligible to receive cash rewards. This is to prevent any abuse of the reward system and ensure ample opportunities for installment buyers.

Are referrals required if I'm paying in installments?

Absolutely not. You don't have to refer other homeseekers if you're paying in installments. You can simply complete your monthly payments as normal.

How do I get my cash rewards?

Cash rewards you earned within the month are released within 3-5 business days after your monthly payment is settled.

Is there a limit to how much I can earn?

Not at all. There's no limit to how much you can earn in cash rewards per month. There are millions of Filipinos priced out of homeownership, the more you can help, the more you can earn.

Does my KAPITBAHAYY have to be on the same lot?

Not at all. The term is figurative. They can build on their own lot.

Who is this program for?

The BAYYANIHAN Program is designed for homeseekers unable to access traditional bank and Pag-IBIG home loans. It provides them an opportunity to own and earn a home in 5 years or less.

Do I have to be fully paid to start?

No. To get into the BAYYANIHAN Program and start earning, you only need to settle a minimum 2.5% downpayment on your BAHAYY.

Can I apply for this if I'm paying in cash?

Cash buyers don't qualify for the BAYYANIHAN Program and are not eligible to receive cash rewards. This is to prevent any abuse of the reward system and ensure ample opportunities for installment buyers.

Are referrals required if I'm paying in installments?

Absolutely not. You don't have to refer other homeseekers if you're paying in installments. You can simply complete your monthly payments as normal.

How do I get my cash rewards?

Cash rewards you earned within the month are released within 3-5 business days after your monthly payment is settled.

Is there a limit to how much I can earn?

Not at all. There's no limit to how much you can earn in cash rewards per month. There are millions of Filipinos priced out of homeownership, the more you can help, the more you can earn.

Does my KAPITBAHAYY have to be on the same lot?

Not at all. The term is figurative. They can build on their own lot.

Contact

build@bahayy.co

Architecture

Let’s build

Contact

build@bahayy.co

Architecture

Let’s build

Contact

build@bahayy.co

Architecture

Let’s build